Clark Howard is warning people to be cautious of suspicious mail. Certain documents are being sent that resemble official checks and urgent mortgage notices. These documents appear to be legitimate, claiming to be about mortgage properties, but they are actually misleading.

They direct recipients to call toll-free numbers, which lead to home warranty sales departments rather than mortgage services. A representative of the Federal Trade Commission notes that deceptive solicitations often use high-pressure phrasing to manipulate recipients.

Further details about these misleading mailers are available from the source, including warnings from consumer advisers and government representatives.