Consumers relying on credit to cope with financial struggles may need to reconsider their spending habits. Clark Howard, a consumer advisor, suggests that using cash only could be a more sustainable approach. America's affordability crisis is a persistent issue, and changing habits can help keep personal budgets in check.

A recent poll found that nearly half of Americans are stressed about grocery prices, with 41 percent concerned about affording groceries in the coming months. The current inflation cycle is affecting various aspects of life, making it challenging for people to manage their finances.

Further information on this topic is available, including advice from Clark Howard on navigating the affordability crisis.