Credit card holders are finding success when requesting lower interest rates. A recent survey shows that most people who make this request are able to get a lower rate. Preparation is key to a successful request, with cardholders advised to know their current terms and any competing offers.

The survey found a high success rate for those who asked for a lower rate. This outcome is the best in several years, with a slight increase from the previous year.

Further information on the survey and its findings are available from the source, including tips for cardholders who want to request a lower interest rate.